💳 Credit Card Payoff Tracker

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Terms of Service

Last Updated: April 11, 2025

Welcome to Credit Card Payoff Tracker ("we," "us," or "our"). By accessing or using our website, fastcardpayoff.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

The Site provides a free tool to help you track and pay off credit card debt. You may use the Site for personal, non-commercial purposes only. You agree not to:

2. User Data

The Site allows you to enter credit card information (e.g., balances, interest rates) to calculate payoff plans. This data is stored locally in your browser using localStorage and is not transmitted to our servers. You are responsible for securing your device to prevent unauthorized access to this data.

3. Third-Party Links and Ads

The Site may contain links to third-party websites and advertisements. We are not responsible for the content, accuracy, or practices of these third parties. Your interactions with third-party sites are at your own risk.

4. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, secure, or uninterrupted. The calculations and recommendations provided by the Site are for informational purposes only and should not be considered financial advice.

5. Limitation of Liability

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site, including but not limited to loss of data, profits, or savings.

6. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after such changes constitutes your acceptance of the updated Terms.

7. Contact Us

If you have any questions about these Terms, please contact us via our Contact Us page.